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Mr Zimmerman was helpful and kind and prompt . He always answers his phone and that is refreshing . I will be using him for my bankruptcy in the future. He is one of the good ones . He is an outstanding attorney who truley care . He made ev...
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Mr. Zimmermann is a fantastic bankruptcy attorney who handled my case with care, efficiency and urgency. We were able to beat a judgement against me in the nick of time, and I truly feel a sense of relief due to the services of Mr. Zimmerma...
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This Lawyer will go above and beyond for you. As well as show tremendous empathy for those who are vulnerable and scared. His compassion to help civilian's shows through his actions and with his word. When he says he is going to call he cal...
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I’ve worked with Mr.Zimmerman on two different legal issues. In both instances he was fantastic! He is extremely knowledgeable and compassionate and able to breakdown a course of action into language anyone can understand. I would highly re...
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I highly recommend Mr. Zimmermann as an attorny. I recently purchased an investment property and boy was he helpful. He was easily available, very clear in explaining various concepts, laws and regulations, and provided very helpful tips o...
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Can You File for Bankruptcy Twice in New Jersey?
- posted: Sep. 27, 2017
Yes, you can file for bankruptcy two or even more times in New Jersey provided that a certain amount of time has passed since your prior filing has been resolved. Read More
Reverse Mortgages and Bankruptcy
- posted: Sep. 21, 2017
Reverse mortgages are designed to allow you live off of the equity in your home. This type of loan pays off your mortgage, lets you live in the home "mortgage Read More
What Happens to Your 401k in Bankruptcy?
- posted: Sep. 07, 2017
Your retirement accounts (401K, IRA, Roth-IRA) are totally excluded or "exempted" from your bankruptcy. In fact, the law is very clear that your retirement account "stays" yours in bankruptcy. Retirement Read More
What Happens To Your Credit Score In Bankruptcy?
- posted: Aug. 24, 2017
Active judgments, collections accounts, charge offs and delinquent debts are reported to the credit reporting agencies. These will have a devastating effect on your credit score. Your credit score will Read More
Can You File For Bankruptcy If You Are Unemployed?
- posted: Aug. 10, 2017
You are not required to be employed to file a Chapter 7 Bankruptcy. In fact, depending upon your prior or future income, your period of unemployment may be the only Read More
Will Bankruptcy Stop An Eviction?
- posted: Jul. 27, 2017
A bankruptcy filing will stop or prevent an eviction. Upon filing, there is a "Stay" automatically/immediately imposed on all efforts to collect a debt or enforce a judgment. Since an Read More
Can You File Bankruptcy Without Your Spouse?
- posted: Jul. 13, 2017
You do not need the consent or participation of your spouse to file bankruptcy. The law allows you to file either a "Joint Case" with your spouse or an "Individual Read More
Can You File Bankruptcy If You Owe Child Support?
- posted: Jun. 29, 2017
Yes, you can still file bankruptcy if you owe child support. Some mistakenly believe that owing child support is bar to filing bankruptcy. Not true. Domestic support obligations cannot be Read More
Can You File Personal Bankruptcy and Keep Your Business?
- posted: Jun. 15, 2017
Bankruptcy laws are very specific in labeling assets that you can and cannot keep if you file a petition. Very often, you can keep your business when you file bankruptcy Read More
Can You Keep Your Credit Cards in Bankruptcy?
- posted: May 18, 2017
Yes, you can only keep your credit cards in bankruptcy if the creditor agrees to it, however this is rare. The filing of a bankruptcy discharged all of your debts, Read More
Can You File Bankruptcy on Student Loans in NJ?
- posted: Oct. 10, 2016
In most cases, you cannot file bankruptcy on student loans in New Jersey because bankruptcy protection does not apply to student loan debt. A special federal exclusion means that those Read More
Can You File Bankruptcy on Medical Bills in NJ?
- posted: Oct. 03, 2016
You can file bankruptcy on medical bills in New Jersey, because debt associated with medical expenses can be discharged. Unlike obligations such as taxes and student loans, medical bills are Read More
Curing a Mortgage Default In New Jersey
- posted: Jan. 21, 2016
A mortgage default occurs when a homeowner fails to make a required monthly mortgage payment. The mortgage loan agreement provides various remedies to the lender. The lender can impose late Read More
How Long Does Consumer Bankruptcy Take in New Jersey?
- posted: Dec. 07, 2015
When you’re living under the weight of crushing debt, time seems to stand still and a future without harassment by creditors seems like a distant fantasy. Fortunately, reality is much Read More
Can I Declare Bankruptcy and Still Keep My House?
- posted: Nov. 12, 2015
If you are behind on your mortgage and are worried about foreclosure, you have to consider all your options. Depending on your circumstances, either Chapter 7 or Chapter 13 bankruptcy Read More
