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I’ve worked with Mr.Zimmerman on two different legal issues. In both instances he was fantastic! He is extremely knowledgeable and compassionate and able to breakdown a course of action into language anyone can understand. I would highly re...
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I highly recommend Mr. Zimmermann as an attorny. I recently purchased an investment property and boy was he helpful. He was easily available, very clear in explaining various concepts, laws and regulations, and provided very helpful tips o...
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How Can You Take Out a Loan During a Chapter 13 Bankruptcy?
- posted: Aug. 15, 2023
Chapter 13 bankruptcy was designed to provide relief for wage earners having difficulty repaying debts. So taking on yet another loan during a Chapter 13 case may seem counterproductive. Nevertheless, Read More
Using Chapter 13 to Obtain a Beneficial Mortgage Modification
- posted: Jul. 30, 2023
If you are faced with crushing debt and dwindled resources, one of your strongest motivations is to keep your home from foreclosure. A Chapter 13 bankruptcy can help you do Read More
If You Have a Living Trust, Do You Also Need a Will?
- posted: Jul. 15, 2023
Two core documents used in estate planning are a will and a living trust. Both are intended to control the management and distribution of a decedent’s property, so it may Read More
What Happens if You Can’t Make Your Chapter 13 Plan Payments?
- posted: Jun. 30, 2023
Chapter 13 is a form of bankruptcy relief by which the debtor pays off a portion of what is owed to unsecured creditors over a period of three to five Read More
Considering NJ Inheritance Tax in Your Estate Planning
- posted: Jun. 15, 2023
New Jersey repealed its estate tax effective January 1, 2018, which means that the estate of anyone dying after that date does not have to pay taxes to the state. Read More
“As Is” House Sales: Implications for Sellers and Buyers
- posted: May 30, 2023
Selling a house “as is” is sometimes a good option for owners who want to move the property quickly and smoothly. The house is sold in its existing condition and Read More
Options for Homeowners Facing Foreclosure
- posted: May 15, 2023
New Jersey had the second-highest rate of foreclosure activity in the country in 2022, with approximately 17,000 households receiving a foreclosure notice. Foreclosures are likely to continue increasing as a Read More
How Often Can You File for Bankruptcy in New Jersey?
- posted: May 01, 2023
Bankruptcy provides a fresh financial start, but it doesn’t mean that you won’t fall on hard times in the future. You could suffer a career setback, have a major health Read More
How a Sole Proprietor Can Use Chapter 13 to Reorganize Business Debt
- posted: Mar. 30, 2023
A Chapter 13 bankruptcy is a realistic option for sole proprietors to reorganize business debt. Individual owners who have not created a separate business identity are personally liable on the Read More
Avoiding Home Foreclosure Through Bankruptcy or a Short Sale
- posted: Feb. 28, 2023
The family home is the greatest single asset for many people, but it’s common for houses to be heavily mortgaged, putting overwhelming strain on the owners’ ability to keep up Read More
What Happens to Assets Inherited During a Chapter 13 Proceeding?
- posted: Jan. 30, 2023
Chapter 13 is a form of bankruptcy that allows a wage earner to restructure debts in accordance with a three- to five-year repayment plan. Generally, all assets received by the Read More
How Long Does a Bankruptcy Stay on Your Credit Report?
- posted: Dec. 30, 2022
One of the consequences of filing for bankruptcy is that the bankruptcy will go on your credit report and remain there for an extended length of time. This will have Read More
How to Rebut the Presumption of Abuse in a Chapter 7 Case
- posted: Nov. 30, 2022
Given the choice, most people struggling with insurmountable debt would choose to file Chapter 7 (liquidation) bankruptcy over Chapter 13 (reorganization). Chapter 7 is faster, cheaper and usually results in Read More
What Not to Do Before Filing for Bankruptcy
- posted: Oct. 30, 2022
The decision to file for bankruptcy should not be entered into lightly or without a full understanding of all the potential issues involved. The promise of a fresh start on Read More
Discharging Credit Card Debt in Bankruptcy: What You Need to Know
- posted: Sep. 30, 2022
Unmanageable credit card debt is one of the leading reasons people file for bankruptcy. Generally, a Chapter 7 bankruptcy erases credit card debt entirely. In a Chapter 13, you pay Read More
What Happens at the Creditors’ Meeting During Your Bankruptcy?
- posted: Aug. 30, 2022
Everyone who files a Chapter 7 or 13 bankruptcy must attend a creditors’ meeting. The prospect of facing creditors is intimidating to many people, but in most cases it is Read More
