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I’ve worked with Mr.Zimmerman on two different legal issues. In both instances he was fantastic! He is extremely knowledgeable and compassionate and able to breakdown a course of action into language anyone can understand. I would highly re...
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I highly recommend Mr. Zimmermann as an attorny. I recently purchased an investment property and boy was he helpful. He was easily available, very clear in explaining various concepts, laws and regulations, and provided very helpful tips o...
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Bankruptcy Exemptions Can Protect Nearly All of Your Property
- posted: Jul. 30, 2022
Many people have the impression that real-life bankruptcy is like Monopoly: once you run out of cash, all your property is lost. Thankfully, the rules of bankruptcy are more forgiving. Read More
Keys to a Successful Chapter 13 Bankruptcy
- posted: Jun. 30, 2022
A Chapter 13 bankruptcy is intended to allow individuals with regular income to adopt a plan for repaying a portion of their debts over an extended period of time, with Read More
The Bankruptcy Automatic Stay Stops Paycheck Garnishments, Bank Account Levies and Sheriff Sales
- posted: Jun. 15, 2022
The purpose of bankruptcy is to give a debtor a “fresh start” by providing temporary protection from creditors. Part of that protection is the automatic stay, which is a legal Read More
How the Bankruptcy Court Can Assist Debtors in Modifying Their Mortgages
- posted: May 30, 2022
Many people file for Chapter 13 bankruptcy to stop foreclosure on their homes due to mortgage delinquencies. Chapter 13 initiates an automatic stay that halts foreclosure proceedings while the case Read More
Even Some One-time Billionaires Ended up Filing for Bankruptcy Protection
- posted: May 15, 2022
Many New Jersey residents wait to learn about bankruptcy or other debt relief options because they are embarrassed or believe that serious financial problems are limited to a certain segment Read More
What Happens in Mandatory Bankruptcy Counseling?
- posted: Apr. 30, 2022
One aspect of bankruptcy that people sometimes overlook is the mandatory counseling that must be completed at each end of the process. First, you have to receive counseling in the Read More
Do You Need Relief from the Financial Pressure Caused by Inflation and Higher Interest Rates?
- posted: Apr. 15, 2022
Americans have faced unprecedented challenges over the last couple of years. In the wake of the COVID-19 pandemic, some industries have not fully recovered while many individuals are still trying Read More
Pros and Cons of Short Selling Your Home to Avoid Foreclosure
- posted: Mar. 30, 2022
Homeowners who fall behind on their mortgage payments face the possibility of foreclosure — a forced sale of the property that allows the lender to recover part of the debt Read More
Why Bankruptcy Is Often a Better Path Than Debt Consolidation
- posted: Mar. 15, 2022
Debt consolidation companies purport to offer you a way out of financial straits by rolling all of your debts into a single loan or line of credit, thereby simplifying the Read More
Obtaining a Hardship Discharge of Student Loans in Bankruptcy
- posted: Feb. 28, 2022
Student loans saddle many college and professional graduates with heavy debt that can persist for years. Since well-paying employment is not a guarantee for the well-educated, student loan debt can Read More
Using Chapter 13 Bankruptcy to Cure Mortgage Arrears
- posted: Dec. 22, 2021
If you are a homeowner who falls behind on your mortgage payments, it might seem impossible to make your account current again. If the bank isn’t patient, it may accelerate Read More
Debtor Beware: The Bankruptcy Automatic Stay Doesn’t Stop Everything
- posted: Dec. 22, 2021
One of the benefits of filing for bankruptcy protection is the automatic stay, which stops most creditors in their tracks. It prevents filing or proceeding with lawsuits to collect judgments, Read More
Keeping Your Financed Vehicle While You’re in Chapter 13
- posted: Dec. 22, 2021
One of the worst outcomes of falling into heavy debt is the repossession of a financed vehicle that you depend upon for work and other life necessities. Fortunately, if you Read More
What Property Can You Keep If You File for Chapter 7?
- posted: Dec. 15, 2021
The most common type of bankruptcy — a Chapter 7 — is known as a liquidation, because a court-appointed trustee sells the debtor’s property to pay off creditors. But not Read More
Common Mistakes People Make Before Filing for Bankruptcy
- posted: Nov. 30, 2021
Bankruptcy is a way for individuals who are struggling with their finances to get a fresh start by discharging — that is, erasing — some or all of their debts. Read More
Grounds for Dismissal of a Bankruptcy Case and How to Avoid Them
- posted: Nov. 18, 2021
Bankruptcy is a proven way to eliminate or reduce debts, but it is a complicated procedure that has to be done right. There are a number of potential pitfalls that Read More
