Contact Us

Please fill out the form below and our attorney will contact you.

!
!
!

Our Offices

  • Vernon Office

    Address

    244 State Hwy 94
    Vernon, New Jersey 07462

  • Wayne Office

    Address

    73 Mountainview Blvd
    Wayne, New Jersey 07470

    Phone

    973-764-1633

  • Pompton Lakes Office

    Address

    58 Colfax Avenue #1
    Pompton Lakes, New Jersey 07442

  • Hackensack Office

    Address

    41 Main Street
    Suite 2
    Hackensack, New Jersey 07601

    Phone

    973-764-1633

  • Nutley Office

    Address

    345 Centre Street
    Suite 2
    Nutley, New Jersey 07110

    Phone

    973-764-1633

Choose a location to review

Law Offices of James C. Zimmermann locations:

Ratings & Reviews

  • lawyers
    5.0/5.0

    I highly recommend Mr. Zimmermann as an attorny. I recently purchased an investment property and boy was he helpful. He was easily available, very clear in explaining various concepts, laws and regulations, and provided very helpful tips o...
    Show More

    — Client

Viewing 33 - 45 out of 45 posts

What Happens to Your 401k in Bankruptcy?

Your retirement accounts (401K, IRA, Roth-IRA) are totally excluded or "exempted" from your bankruptcy. In fact, the law is very clear that your retirement account "stays" yours in bankruptcy. Retirement Read More

What Happens To Your Credit Score In Bankruptcy?

Active judgments, collections accounts, charge offs and delinquent debts are reported to the credit reporting agencies. These will have a devastating effect on your credit score. Your credit score will Read More

Can You File For Bankruptcy If You Are Unemployed?

You are not required to be employed to file a Chapter 7 Bankruptcy. In fact, depending upon your prior or future income, your period of unemployment may be the only Read More

Will Bankruptcy Stop An Eviction?

A bankruptcy filing will stop or prevent an eviction. Upon filing, there is a "Stay" automatically/immediately imposed on all efforts to collect a debt or enforce a judgment. Since an Read More

Can You File Bankruptcy Without Your Spouse?

You do not need the consent or participation of your spouse to file bankruptcy. The law allows you to file either a "Joint Case" with your spouse or an "Individual Read More

Can You File Bankruptcy If You Owe Child Support?

Yes, you can still file bankruptcy if you owe child support. Some mistakenly believe that owing child support is bar to filing bankruptcy. Not true. Domestic support obligations cannot be Read More

Can You File Personal Bankruptcy and Keep Your Business?

Bankruptcy laws are very specific in labeling assets that you can and cannot keep if you file a petition. Very often, you can keep your business when you file bankruptcy Read More

Can You Keep Your Credit Cards in Bankruptcy?

Yes, you can only keep your credit cards in bankruptcy if the creditor agrees to it, however this is rare. The filing of a bankruptcy discharged all of your debts, Read More

Can You File Bankruptcy on Student Loans in NJ?

In most cases, you cannot file bankruptcy on student loans in New Jersey because bankruptcy protection does not apply to student loan debt. A special federal exclusion means that those Read More

Can You File Bankruptcy on Medical Bills in NJ?

You can file bankruptcy on medical bills in New Jersey, because debt associated with medical expenses can be discharged. Unlike obligations such as taxes and student loans, medical bills are Read More

Curing a Mortgage Default In New Jersey

A mortgage default occurs when a homeowner fails to make a required monthly mortgage payment. The mortgage loan agreement provides various remedies to the lender. The lender can impose late Read More

How Long Does Consumer Bankruptcy Take in New Jersey?

When you’re living under the weight of crushing debt, time seems to stand still and a future without harassment by creditors seems like a distant fantasy. Fortunately, reality is much Read More

Can I Declare Bankruptcy and Still Keep My House?

If you are behind on your mortgage and are worried about foreclosure, you have to consider all your options. Depending on your circumstances, either Chapter 7 or Chapter 13 bankruptcy Read More

Viewing 33 - 45 out of 45 posts