Ratings & Reviews
Coronavirus: Ideas for People and Businesses Struggling Economically
- posted: Apr. 02, 2020
As the coronavirus (COVID-19) continues to impact all areas of our lives, many New Jersey consumers and business owners are experiencing serious financial difficulty or may encounter it soon. Temporary Read More
Bankruptcy and Back Taxes: Are You Still on the Hook?
- posted: Mar. 20, 2020
When you file for bankruptcy, tax debt may be a top concern, especially if other expenses — such as medical bills — have taken priority. If you are worried about Read More
What Property Can You Keep if You File for Chapter 7?
- posted: Feb. 10, 2020
Chapter 7 bankruptcy allows eligible debtors to discharge their debt, making it an appealing option for many people living paycheck to paycheck with little hope of catching up on accrued Read More
Does Chapter 13 Protect Your Home from Foreclosure?
- posted: Jan. 10, 2020
Losing your home to foreclosure can happen quickly even when you’re earning a steady income. If you or a loved one suffers a serious illness and faces extensive medical bills Read More
How Can You Repair Your Credit Score After a Bankruptcy Discharge?
- posted: Dec. 10, 2019
Bankruptcy laws and procedures were designed to help people recover from overwhelming debt and start fresh. But even after your debt is discharged, your credit score still bears the mark Read More
What Is the Chapter 7 Means Test?
- posted: Nov. 10, 2019
If you are considering filing Chapter 7 bankruptcy, which discharges debt, you must prove that you don’t have the means to pay back your debt. And you prove that by Read More
Who Can File for Chapter 13 Bankruptcy?
- posted: Oct. 10, 2019
If you are struggling to pay off debt or keep up with monthly bills, you may consider filing for Chapter 7 or Chapter 13 bankruptcy. Under Chapter 7, all of Read More
How Does Bankruptcy Affect a Cosigner?
- posted: Sep. 10, 2019
Cosigning a loan, lease or another financial obligation for a friend or a loved one is a kind gesture but it involves crucial legal responsibilities. Before you cosign any document, Read More
Tips for Handling a Trial Mortgage Modification Period
- posted: Aug. 10, 2019
Amending the terms of a mortgage by adjusting interest rates, or by extending the period over which the mortgage will be paid, can allow a borrower to better manage financial Read More
Can You Be Sued After You File For Bankruptcy?
- posted: Jul. 10, 2019
One of the benefits of declaring bankruptcy is that an automatic stay is issued, prohibiting creditors from coming after you for debt collection. Under the terms of the stay, many Read More
Can You Short Sell a Home With Multiple Mortgages?
- posted: Jun. 10, 2019
When you owe more on your home than the property is worth on the market, you may consider a short sale as a way to avoid foreclosure. This means the Read More
Does Declaring Bankruptcy Affect Your Alimony Payments?
- posted: May 10, 2019
Alimony, also known as spousal support or maintenance, is often a vital resource for recipients and a considerable expense for the paying individual. When insurmountable debt leads the paying spouse Read More
How Long Can Forbearance Be Used To Stop a Foreclosure?
- posted: Apr. 10, 2019
Under a forbearance agreement, a mortgage company reduces or halts a homeowner's monthly mortgage payments for a set period of time. The total amount owed does not change but is Read More
Can You Erase Your Bankruptcy Record Early?
- posted: Mar. 09, 2019
Filing for bankruptcy comes with the understanding that notice of the bankruptcy will appear on your credit report for years to come — specifically, seven years after filing a Chapter Read More
Can New Jersey Renters Be Evicted During an Owner's Foreclosure?
- posted: Feb. 10, 2019
If you are given notice that your landlord’s mortgagee filed for foreclosure on the house or apartment building where you live, it is important that you know your rights as Read More
Does Your Bankruptcy Show Up on an Employer Background Check?
- posted: Jan. 10, 2019
Bankruptcy is intended to give people an opportunity to make amends with creditors and move forward with a fresh start. However, as long as a bankruptcy appears on your credit Read More