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Our Offices

  • Vernon Office

    Address

    244 State Hwy 94,
    Vernon, New Jersey 07462

    Phone

    973-764-1633

    Fax

    973-764-1153

  • Wayne Office

    Address

    73 Mountainview Blvd,
    Wayne, New Jersey 07470

    Phone

    973-764-1633

  • Pompton Lakes Office

    Address

    58 Colfax Avenue #1,
    Pompton Lakes, New Jersey 07442

    Phone

    973-764-1633

    Fax

    973-764-1153

  • Hackensack Office

    Address

    41 Main Street,
    Suite 2,
    Hackensack, New Jersey 07601

    Phone

    973-764-1633

  • Nutley Office

    Address

    345 Centre Street,
    Suite 2,
    Nutley, New Jersey 07110

    Phone

    973-764-1633

Choose a location to review

Law Offices of James C. Zimmermann locations:

Vernon
Pompton Lakes
Wayne
Nutley
Hackensack

Ratings & Reviews

Showing 4-star reviews and above
  • lawyers
    5.0/5.0

    I’ve worked with Mr.Zimmerman on two different legal issues. In both instances he was fantastic! He is extremely knowledgeable and compassionate and able to breakdown a course of action into language anyone can understand. I would highly re...
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    — Client

  • lawyers
    5.0/5.0

    I highly recommend Mr. Zimmermann as an attorny. I recently purchased an investment property and boy was he helpful. He was easily available, very clear in explaining various concepts, laws and regulations, and provided very helpful tips o...
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    — Client

See More Reviews
Review Us

Your retirement accounts (401K, IRA, Roth-IRA) are totally excluded or "exempted" from your bankruptcy. In fact, the law is very clear that your retirement account "stays" yours in bankruptcy. Retirement accounts are a fundamental element of your retirement planning. Creditors have no power to force you to liquidate your 401K or IRA in bankruptcy. Usually, people make the mistake of voluntarily liquidating their retirement accounts to try to pay their bill. Big, big mistake. Usually, all that happens is you're stuck with the income tax obligation on the amount you liquidated and end up in bankruptcy anyway. You actually have pay the income tax on the monies you liquidated, even if you have to file bankruptcy anyway. It is almost never a good idea to liquidate your retirement accounts because they are totally safe in bankruptcy.