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Our Offices

  • Vernon Office


    244 State Hwy 94
    Vernon, New Jersey 07462

  • Wayne Office


    73 Mountainview Blvd
    Wayne, New Jersey 07470



  • Pompton Lakes Office


    58 Colfax Avenue #1
    Pompton Lakes, New Jersey 07442

  • Hackensack Office


    41 Main Street
    Suite 2
    Hackensack, New Jersey 07601



  • Nutley Office


    345 Centre Street
    Suite 2
    Nutley, New Jersey 07110



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Law Offices of James C. Zimmermann locations:

Ratings & Reviews

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    I highly recommend Mr. Zimmermann as an attorny. I recently purchased an investment property and boy was he helpful. He was easily available, very clear in explaining various concepts, laws and regulations, and provided very helpful tips o...
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    — Client

New Jersey Lawyer Handles Foreclosure Mediation Program Matters

Experienced attorney works to reach agreements that save homes

New Jersey courts oversee the state’s Mortgage Foreclosure Mediation Program (NJ FMP), which encourages borrowers and lenders to reach workable mortgage modification terms.  A qualified mediator can often help homeowners and banks can to achieve consensus. Mediation must be requested within 60 days of the receipt of a foreclosure notice.

Thorough debt relief firm serves Sussex, Passaic, Essex and Bergen counties

At the Law Offices of James C. Zimmermann, we have offices in Sussex, Passaic, Bergen and Essex counties to give homeowners throughout New Jersey the legal support they need to achieve their objectives through mediation. If you’re facing the possibility of losing your home due to late or unpaid mortgage payments, we’ll make a detailed review of your situation and present a persuasive case before the mediator. Before the process starts, our firm makes sure that you understand key aspects of the program, including:

  • Foreclosure action — To request this type of mediation, a foreclosure action must be pending against you. The mediation process does not halt the foreclosure process.
  • Filing deadline — A foreclosure mediation request must be filed within 60 days of the receipt of the Summons and Complaint.
  • Borrower eligibility — This program is designed for borrowers who want to remain in their home and have not filed for bankruptcy.

Mortgage and debt relief issues can be difficult to understand. Financial institutions handle these matters every day and have employees dedicated to protecting their interests. As an experienced advocate for people struggling with financial problems, I know how to communicate with lenders and identify creative solutions that protect my clients.

Effective advocate guides clients through the foreclosure mediation process

To start the process, our foreclosure defense firm completes a Mediation Request Statement, which includes relevant information and a copy of the court order authorizing foreclosure mediation. If mediation is granted, we can help you fill out the Foreclosure Mediation Checklist and the required financial worksheet. From there, we’ll assist if supplemental documents are required and represent you during the mediation. Whether the best solution is a mortgage modification, deed in lieu of foreclosure, short sale or some other type of relief, we’ll protect your interests while pursuing an agreement with your lender.

Contact a trusted North Jersey lawyer for advice on the foreclosure mediation program

The Law Offices of James C. Zimmermann represents New Jersey homeowners in foreclosure mediation proceedings and assists with a full range of debt relief matters. Please call 973-764-1633 or contact us online to make an appointment for a meeting at one of our locations. We have offices in Vernon, Wayne, Pompton Lakes, Hackensack and Nutley.