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Our Offices

  • Vernon Office

    Address

    244 State Hwy 94,
    Vernon, New Jersey 07462

  • Wayne Office

    Address

    73 Mountainview Blvd,
    Wayne, New Jersey 07470

    Phone

    973-764-1633

  • Pompton Lakes Office

    Address

    58 Colfax Avenue #1,
    Pompton Lakes, New Jersey 07442

  • Hackensack Office

    Address

    41 Main Street,
    Suite 2,
    Hackensack, New Jersey 07601

    Phone

    973-764-1633

  • Nutley Office

    Address

    345 Centre Street,
    Suite 2,
    Nutley, New Jersey 07110

    Phone

    973-764-1633

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Law Offices of James C. Zimmermann locations:

Ratings & Reviews

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  • lawyers
    5.0/5.0

    I’ve worked with Mr.Zimmerman on two different legal issues. In both instances he was fantastic! He is extremely knowledgeable and compassionate and able to breakdown a course of action into language anyone can understand. I would highly re...
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    — Client

  • lawyers
    5.0/5.0

    I highly recommend Mr. Zimmermann as an attorny. I recently purchased an investment property and boy was he helpful. He was easily available, very clear in explaining various concepts, laws and regulations, and provided very helpful tips o...
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    — Client

North Jersey Lawyer Advises Clients on Mortgage Loan Forbearance

Dedicated advocate helps homeowners seeking temporary relief

Mortgage loan forbearance relieves the burden that homeowners face while they deal with temporary financial difficulties. Under a forbearance program, required mortgage payments are lessened or eliminated for a certain period of time. When standard payments resume, the borrower is responsible for the unpaid amount and possibly additional fees.

Trustworthy firm gives debtors a chance to reduce or delay payments

A job loss, medical crisis, home repair or some other expense could leave you without the funds you need to satisfy your mortgage obligation for a certain amount of time. If it seems that the problem is temporary, mortgage loan forbearance can give you the opportunity to catch up without worrying about possible foreclosure. If this seems like a viable option, it’s crucial to present a strong case that will persuade your lender to offer this type of relief. At the Law Offices of James C. Zimmermann, we can take you through each aspect of forbearance, such as:

  • Temporary nature of the financial trouble — Forbearance typically lasts for several months, so it is not the right remedy for homeowners with a long-term inability to pay their monthly mortgage. Our firm will assess your situation and help determine if forbearance is a suitable option.
  • Demonstration of hardship — We communicate with your lender to demonstrate the hardship you are facing so that you have the best chance of having your payment requirements delayed and/or reduced until you can overcome your financial difficulties.
  • Commitment to make missed payments at a later time — By analyzing your present and future income and expenses, our firm makes sure that you have the ability to reimburse the lender for the funds that are delayed during the forbearance period.

Our firm has offices in Sussex, Passaic, Bergen and Essex counties, and we draw on our resources and the knowledge we’ve gained through nearly two decades of foreclosure defense and debt relief work to pursue the best possible outcome for each client.

Contact an experienced New Jersey attorney to discuss mortgage loan forbearance

The Law Offices of James C. Zimmermann works with New Jersey residents who are seeking mortgage loan forbearance and other types of relief available to homeowners facing possible foreclosure. Please call 973-764-1633 or contact us online to schedule a consultation at one of our five North Jersey offices. We have locations in Vernon, Wayne, Pompton Lakes, Hackensack and Nutley.