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Our Offices

  • Vernon Office


    244 State Hwy 94
    Vernon, New Jersey 07462

  • Wayne Office


    73 Mountainview Blvd
    Wayne, New Jersey 07470



  • Pompton Lakes Office


    58 Colfax Avenue #1
    Pompton Lakes, New Jersey 07442

  • Hackensack Office


    41 Main Street
    Suite 2
    Hackensack, New Jersey 07601



  • Nutley Office


    345 Centre Street
    Suite 2
    Nutley, New Jersey 07110



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Law Offices of James C. Zimmermann locations:

Ratings & Reviews

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    I highly recommend Mr. Zimmermann as an attorny. I recently purchased an investment property and boy was he helpful. He was easily available, very clear in explaining various concepts, laws and regulations, and provided very helpful tips o...
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    — Client

  • Blog
Viewing 1 - 16 out of 66 posts

Keys to a Successful Chapter 13 Bankruptcy

A Chapter 13 bankruptcy is intended to allow individuals with regular income to adopt a plan for repaying a portion of their debts over an extended period of time, with Read More

The Bankruptcy Automatic Stay Stops Paycheck Garnishments, Bank Account Levies and Sheriff Sales

The purpose of bankruptcy is to give a debtor a “fresh start” by providing temporary protection from creditors. Part of that protection is the automatic stay, which is a legal Read More

How the Bankruptcy Court Can Assist Debtors in Modifying Their Mortgages

Many people file for Chapter 13 bankruptcy to stop foreclosure on their homes due to mortgage delinquencies. Chapter 13 initiates an automatic stay that halts foreclosure proceedings while the case Read More

Even Some One-time Billionaires Ended up Filing for Bankruptcy Protection

Many New Jersey residents wait to learn about bankruptcy or other debt relief options because they are embarrassed or believe that serious financial problems are limited to a certain segment Read More

What Happens in Mandatory Bankruptcy Counseling?

One aspect of bankruptcy that people sometimes overlook is the mandatory counseling that must be completed at each end of the process. First, you have to receive counseling in the Read More

Do You Need Relief from the Financial Pressure Caused by Inflation and Higher Interest Rates?

Americans have faced unprecedented challenges over the last couple of years. In the wake of the COVID-19 pandemic, some industries have not fully recovered while many individuals are still trying Read More

Pros and Cons of Short Selling Your Home to Avoid Foreclosure

Homeowners who fall behind on their mortgage payments face the possibility of foreclosure — a forced sale of the property that allows the lender to recover part of the debt Read More

Why Bankruptcy Is Often a Better Path Than Debt Consolidation

Debt consolidation companies purport to offer you a way out of financial straits by rolling all of your debts into a single loan or line of credit, thereby simplifying the Read More

Obtaining a Hardship Discharge of Student Loans in Bankruptcy

Student loans saddle many college and professional graduates with heavy debt that can persist for years. Since well-paying employment is not a guarantee for the well-educated, student loan debt can Read More

Using Chapter 13 Bankruptcy to Cure Mortgage Arrears

If you are a homeowner who falls behind on your mortgage payments, it might seem impossible to make your account current again. If the bank isn’t patient, it may accelerate Read More

Debtor Beware: The Bankruptcy Automatic Stay Doesn’t Stop Everything

One of the benefits of filing for bankruptcy protection is the automatic stay, which stops most creditors in their tracks. It prevents filing or proceeding with lawsuits to collect judgments, Read More

Keeping Your Financed Vehicle While You’re in Chapter 13

One of the worst outcomes of falling into heavy debt is the repossession of a financed vehicle that you depend upon for work and other life necessities. Fortunately, if you Read More

Grounds for Dismissal of a Bankruptcy Case and How to Avoid Them

Bankruptcy is a proven way to eliminate or reduce debts, but it is a complicated procedure that has to be done right. There are a number of potential pitfalls that Read More

What Property Can You Keep If You File for Chapter 7?

The most common type of bankruptcy — a Chapter 7 — is known as a liquidation, because a court-appointed trustee sells the debtor’s property to pay off creditors. But not Read More

Common Mistakes People Make Before Filing for Bankruptcy

Bankruptcy is a way for individuals who are struggling with their finances to get a fresh start by discharging — that is, erasing — some or all of their debts. Read More

Buying a Home in the Current Seller's Market

In New Jersey and across the nation, the COVID-19 pandemic has led to a low inventory of homes on the market as owners hesitate to make significant life changes during Read More

Viewing 1 - 16 out of 66 posts