Ratings & Reviews
Lawsuit Means Major Change for How Realtor Commissions Are Paid
- posted: Jun. 27, 2024
A lawsuit over how realtor commissions are paid has triggered a major industry shift and highlighted concerns about transparency, competition and fairness in the real estate market. The traditional practice Read More
Even A Partner’s Fraud Can Prevent a Debtor From Receiving Bankruptcy Protection
- posted: Jun. 13, 2024
It is well established that bankruptcy protection will not be provided for debts incurred due to fraud, but what happens when the individual debtor was not personally aware of the Read More
Overdrafts Contributing to Rise in Personal Bankruptcies
- posted: May 30, 2024
People dealing with financial difficulties often believe bank overdraft protection is a blessing, allowing them to make necessary payments and avoid embarrassment when their account lacks sufficient funds. Sometimes, individuals Read More
Medical Debt Cited as a Factor in Majority of Bankruptcies
- posted: May 16, 2024
Medical debt is a pervasive issue in the United States, with far-reaching financial consequences for millions of individuals and families. Despite various attempts to ease the burden on patients, many Read More
Debts That Can Be Discharged in Chapter 13 but Not in Chapter 7
- posted: Apr. 15, 2024
Chapter 7 and Chapter 13 of the Bankruptcy Code provide different ways for an individual to obtain relief from outstanding debt. The choice of one or the other is usually Read More
Using Exemptions to Shield Your Property in a Chapter 7 Bankruptcy
- posted: Mar. 29, 2024
One of the misconceptions about filing for a Chapter 7 bankruptcy is that the debtor will have to forfeit much of their property. But the fact is that in most Read More
How Chapter 13 Bankruptcy Can Protect Your Home from Foreclosure
- posted: Mar. 15, 2024
Homeowners can face foreclosure of their homes for multiple reasons. They may not be able to keep up with mortgage payments due to losing their main source of income or Read More
How Can You Protect Home Equity in Bankruptcy if You Have a Reverse Mortgage?
- posted: Feb. 29, 2024
A reverse mortgage is a type of loan that allows a homeowner aged 62 or older to borrow against the equity in their primary residence. To qualify, the homeowner must Read More
How Is Your Monthly Chapter 13 Payment Calculated?
- posted: Feb. 15, 2024
Chapter 13 bankruptcy is a legal remedy that allows people to escape from heavy debt burdens by completing a court-approved repayment plan. During the life of the plan, which is Read More
Effective Ways to Rebuild Your Credit After Bankruptcy
- posted: Jan. 30, 2024
Filing for bankruptcy takes an immediate toll on your credit score, but it's also an opportunity for a fresh financial start. You can start rebuilding immediately after a Chapter 7 Read More
Creating a Will That Can Stand Up to Contests
- posted: Jan. 15, 2024
For many people, a last will and testament is the center post of their estate planning. It contains comprehensive instructions for how their estate is to be distributed upon their Read More
What Defenses Can Be Raised to a Foreclosure Action?
- posted: Dec. 30, 2023
If you have fallen significantly behind on your mortgage payments in New Jersey, you might receive a notice of intent to foreclose. This advises you that unless the amount of Read More
How the Real Estate Bubble Can Affect Using Bankruptcy to Keep Your Home
- posted: Dec. 15, 2023
Home prices across the country have continued to rise steadily throughout 2023. In New Jersey, prices in October were up 10.6 percent compared to last year. What’s more, despite soaring Read More
Using Chapter 13 to Cure Mortgage Default and Save Your Home
- posted: Nov. 30, 2023
One of the most common reasons people turn to Chapter 13 bankruptcy is to prevent foreclosure due to delinquent home mortgage payments. Filing a Chapter 13 petition triggers an automatic Read More
Keeping Your Car During Chapter 7 vs. Chapter 13 Bankruptcy
- posted: Nov. 15, 2023
A major concern of people filing for bankruptcy is whether they can keep the property that is important to their daily lives. This includes the vehicle they rely on for Read More
Mortgage Relief Scams Debtors Should Beware of
- posted: Oct. 30, 2023
When homeowners are facing mortgage default and possible foreclosure, they may fall prey to a multitude of avowed mortgage relief providers. Unfortunately, many of these individuals and companies are ineffectual Read More