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I’ve worked with Mr.Zimmerman on two different legal issues. In both instances he was fantastic! He is extremely knowledgeable and compassionate and able to breakdown a course of action into language anyone can understand. I would highly re...
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I highly recommend Mr. Zimmermann as an attorny. I recently purchased an investment property and boy was he helpful. He was easily available, very clear in explaining various concepts, laws and regulations, and provided very helpful tips o...
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Using Chapter 13 to Cure Mortgage Default and Save Your Home
- posted: Nov. 30, 2023
One of the most common reasons people turn to Chapter 13 bankruptcy is to prevent foreclosure due to delinquent home mortgage payments. Filing a Chapter 13 petition triggers an automatic Read More
Keeping Your Car During Chapter 7 vs. Chapter 13 Bankruptcy
- posted: Nov. 15, 2023
A major concern of people filing for bankruptcy is whether they can keep the property that is important to their daily lives. This includes the vehicle they rely on for Read More
Mortgage Relief Scams Debtors Should Beware of
- posted: Oct. 30, 2023
When homeowners are facing mortgage default and possible foreclosure, they may fall prey to a multitude of avowed mortgage relief providers. Unfortunately, many of these individuals and companies are ineffectual Read More
Obstacles That Can Delay a Real Estate Closing, and How to Avoid Them
- posted: Oct. 15, 2023
The closing of title is the final step in a real estate transaction, where the buyer pays the seller the purchase price and the seller gives the buyer a deed Read More
When and How You Should Update Your Will
- posted: Sep. 30, 2023
A last will and testament is usually the central part of an estate plan. It controls how you want some or all of your property managed and distributed after death. Read More
How Business Debt Can Help Chapter 7 Filers Avoid the Means Test
- posted: Sep. 15, 2023
Chapter 7 bankruptcy is often the best option for financially stressed individuals seeking debt relief. Most unsecured debts are fully discharged, absolving the debtor of any further obligation. The legal Read More
What Happens to Retirement Funds When You File for Bankruptcy
- posted: Aug. 30, 2023
One of your most valuable assets, especially after several years of employment, can be your pension, 401(k) or other retirement account. If you find yourself in financial straits, you might Read More
How Can You Take Out a Loan During a Chapter 13 Bankruptcy?
- posted: Aug. 15, 2023
Chapter 13 bankruptcy was designed to provide relief for wage earners having difficulty repaying debts. So taking on yet another loan during a Chapter 13 case may seem counterproductive. Nevertheless, Read More
Using Chapter 13 to Obtain a Beneficial Mortgage Modification
- posted: Jul. 30, 2023
If you are faced with crushing debt and dwindled resources, one of your strongest motivations is to keep your home from foreclosure. A Chapter 13 bankruptcy can help you do Read More
If You Have a Living Trust, Do You Also Need a Will?
- posted: Jul. 15, 2023
Two core documents used in estate planning are a will and a living trust. Both are intended to control the management and distribution of a decedent’s property, so it may Read More
What Happens if You Can’t Make Your Chapter 13 Plan Payments?
- posted: Jun. 30, 2023
Chapter 13 is a form of bankruptcy relief by which the debtor pays off a portion of what is owed to unsecured creditors over a period of three to five Read More
Considering NJ Inheritance Tax in Your Estate Planning
- posted: Jun. 15, 2023
New Jersey repealed its estate tax effective January 1, 2018, which means that the estate of anyone dying after that date does not have to pay taxes to the state. Read More
“As Is” House Sales: Implications for Sellers and Buyers
- posted: May 30, 2023
Selling a house “as is” is sometimes a good option for owners who want to move the property quickly and smoothly. The house is sold in its existing condition and Read More
Options for Homeowners Facing Foreclosure
- posted: May 15, 2023
New Jersey had the second-highest rate of foreclosure activity in the country in 2022, with approximately 17,000 households receiving a foreclosure notice. Foreclosures are likely to continue increasing as a Read More
How Often Can You File for Bankruptcy in New Jersey?
- posted: May 01, 2023
Bankruptcy provides a fresh financial start, but it doesn’t mean that you won’t fall on hard times in the future. You could suffer a career setback, have a major health Read More
How a Sole Proprietor Can Use Chapter 13 to Reorganize Business Debt
- posted: Mar. 30, 2023
A Chapter 13 bankruptcy is a realistic option for sole proprietors to reorganize business debt. Individual owners who have not created a separate business identity are personally liable on the Read More
