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I highly recommend Mr. Zimmermann as an attorny. I recently purchased an investment property and boy was he helpful. He was easily available, very clear in explaining various concepts, laws and regulations, and provided very helpful tips o...
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The Chapter 7 Trustee’s Power to Avoid Transactions
- posted: Feb. 15, 2021
The purpose of bankruptcy is to enable people who have suffered financial hardships to discharge their debts and get a start fresh. However, the bankruptcy law is also designed to Read More
What is an Adversary Proceeding in Bankruptcy?
- posted: Jan. 15, 2021
In the course of a bankruptcy, disputes may arise among the debtor, creditors and/or the trustee. If the parties cannot amicably resolve them, one of the parties may initiate an Read More
Can You File for Bankruptcy Without Involving Your Spouse?
- posted: Dec. 15, 2020
You can file for bankruptcy protection without your spouse also being named as a debtor. However, the bankruptcy will not protect your spouse against liability for debts for which you Read More
Small Business Bankruptcy Eligibility Expanded by CARES Act
- posted: Nov. 15, 2020
A typical Chapter 11 bankruptcy allows a business to continue in operation while its debt is restructured. However, this remedy is often disadvantageous to small businesses due to its strict Read More
What Issues Can Cause Your Bankruptcy to be Denied?
- posted: Oct. 15, 2020
People who are facing insurmountable debts often seek bankruptcy protection. At the end of the process, they expect their debts to be discharged. However, not every bankruptcy case ends in Read More
Alternatives to Filing for Bankruptcy
- posted: Sep. 25, 2020
If you are experiencing significant financial distress from overwhelming debt, the prospect of filing for bankruptcy may be appealing. However, a bankruptcy can be time-consuming and expensive and could leave Read More
Can You Keep Your 401(k) or IRA If You File for Bankruptcy?
- posted: Aug. 15, 2020
One of the misconceptions about filing bankruptcy is that you “lose everything.” While it’s certainly true that you’ll have to adjust and sell some assets, bankruptcy law contains several exemptions Read More
High Court to Decide on Creditors’ Duty to Release Impounded Vehicles to Owners in Bankruptcy
- posted: Jul. 15, 2020
The U.S. Supreme Court is poised to resolve the question of whether a creditor may retain possession of a debtor’s repossessed vehicle once the debtor files for bankruptcy. Five of Read More
Can You File Bankruptcy If You Exceed the Median Income Limit?
- posted: Jun. 15, 2020
No matter how dire your financial situation, there is no rule that says you must file for bankruptcy. But if filing is something you choose to do, then the type Read More
Can You File for Chapter 13 If You’re Self-Employed?
- posted: May 15, 2020
Filing Chapter 13 bankruptcy means you’ll spend three to five years paying back your debts as part of a court-ordered repayment plan. The amount you pay and the length of Read More
Hope Is on the Horizon for Student Loan Discharge in Bankruptcy
- posted: Apr. 30, 2020
The American Bankruptcy Institute (ABI), along with several judges, scholars and politicians, has proposed a relaxation of bankruptcy restrictions to allow for discharge of student debts in limited circumstances. The ABI’s Read More
Could the COVID-19 Pandemic Lead to the End of Medical Bankruptcy?
- posted: Apr. 14, 2020
In the middle of an election year where healthcare is already a hotly debated issue, the COVID-19 pandemic has stirred further discussion about whether major changes are necessary. During the Read More
Coronavirus: Ideas for People and Businesses Struggling Economically
- posted: Apr. 02, 2020
As the coronavirus (COVID-19) continues to impact all areas of our lives, many New Jersey consumers and business owners are experiencing serious financial difficulty or may encounter it soon. Temporary Read More
Bankruptcy and Back Taxes: Are You Still on the Hook?
- posted: Mar. 20, 2020
When you file for bankruptcy, tax debt may be a top concern, especially if other expenses — such as medical bills — have taken priority. If you are worried about Read More
What Property Can You Keep if You File for Chapter 7?
- posted: Feb. 10, 2020
Chapter 7 bankruptcy allows eligible debtors to discharge their debt, making it an appealing option for many people living paycheck to paycheck with little hope of catching up on accrued Read More
Does Chapter 13 Protect Your Home from Foreclosure?
- posted: Jan. 10, 2020
Losing your home to foreclosure can happen quickly even when you’re earning a steady income. If you or a loved one suffers a serious illness and faces extensive medical bills Read More
