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I highly recommend Mr. Zimmermann as an attorny. I recently purchased an investment property and boy was he helpful. He was easily available, very clear in explaining various concepts, laws and regulations, and provided very helpful tips o...
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Even Some One-time Billionaires Ended up Filing for Bankruptcy Protection
- posted: May 15, 2022
Many New Jersey residents wait to learn about bankruptcy or other debt relief options because they are embarrassed or believe that serious financial problems are limited to a certain segment Read More
What Happens in Mandatory Bankruptcy Counseling?
- posted: Apr. 30, 2022
One aspect of bankruptcy that people sometimes overlook is the mandatory counseling that must be completed at each end of the process. First, you have to receive counseling in the Read More
Do You Need Relief from the Financial Pressure Caused by Inflation and Higher Interest Rates?
- posted: Apr. 15, 2022
Americans have faced unprecedented challenges over the last couple of years. In the wake of the COVID-19 pandemic, some industries have not fully recovered while many individuals are still trying Read More
Pros and Cons of Short Selling Your Home to Avoid Foreclosure
- posted: Mar. 30, 2022
Homeowners who fall behind on their mortgage payments face the possibility of foreclosure — a forced sale of the property that allows the lender to recover part of the debt Read More
Why Bankruptcy Is Often a Better Path Than Debt Consolidation
- posted: Mar. 15, 2022
Debt consolidation companies purport to offer you a way out of financial straits by rolling all of your debts into a single loan or line of credit, thereby simplifying the Read More
Obtaining a Hardship Discharge of Student Loans in Bankruptcy
- posted: Feb. 28, 2022
Student loans saddle many college and professional graduates with heavy debt that can persist for years. Since well-paying employment is not a guarantee for the well-educated, student loan debt can Read More
Using Chapter 13 Bankruptcy to Cure Mortgage Arrears
- posted: Feb. 15, 2022
If you are a homeowner who falls behind on your mortgage payments, it might seem impossible to make your account current again. If the bank isn’t patient, it may accelerate Read More
Debtor Beware: The Bankruptcy Automatic Stay Doesn’t Stop Everything
- posted: Jan. 30, 2022
One of the benefits of filing for bankruptcy protection is the automatic stay, which stops most creditors in their tracks. It prevents filing or proceeding with lawsuits to collect judgments, Read More
Keeping Your Financed Vehicle While You’re in Chapter 13
- posted: Jan. 15, 2022
One of the worst outcomes of falling into heavy debt is the repossession of a financed vehicle that you depend upon for work and other life necessities. Fortunately, if you Read More
Grounds for Dismissal of a Bankruptcy Case and How to Avoid Them
- posted: Dec. 30, 2021
Bankruptcy is a proven way to eliminate or reduce debts, but it is a complicated procedure that has to be done right. There are a number of potential pitfalls that Read More
What Property Can You Keep If You File for Chapter 7?
- posted: Dec. 15, 2021
The most common type of bankruptcy — a Chapter 7 — is known as a liquidation, because a court-appointed trustee sells the debtor’s property to pay off creditors. But not Read More
Common Mistakes People Make Before Filing for Bankruptcy
- posted: Dec. 01, 2021
Bankruptcy is a way for individuals who are struggling with their finances to get a fresh start by discharging — that is, erasing — some or all of their debts. Read More
Buying a Home in the Current Seller's Market
- posted: Nov. 15, 2021
In New Jersey and across the nation, the COVID-19 pandemic has led to a low inventory of homes on the market as owners hesitate to make significant life changes during Read More
What You Need To Know About the NJ Foreclosure Eviction Moratorium
- posted: Oct. 08, 2021
New Jersey’s governor issued an executive order on March 19, 2020, imposing a statewide moratorium on evicting owners of homes that are amid foreclosure proceedings. The foreclosure eviction moratorium, which Read More
How Chapter 13 Can Stop the Bank From Foreclosing on Your Home
- posted: Oct. 30, 2021
Losing your home to foreclosure is a frightening prospect, but there are legal remedies available. Bankruptcy is a tool that allows individuals to discharge or restructure debts and get a Read More
Can Co-Signers on Your Loans Be Liable if You File for Bankruptcy?
- posted: Aug. 31, 2021
Reaching out to a family member or close friend to co-sign on a loan or credit account can be helpful if you don’t have a strong credit history. But it’s Read More
