Go to main navigation
244 State Hwy 94, Vernon, NJ 07462
Call to Schedule a Free Initial Consultation 973-764-1633 973-764-1633
/ Home / Blog

Blog

Recent Blog Posts

Does Chapter 13 Protect Your Home from Foreclosure?

Losing your home to foreclosure can happen quickly even when you’re earning a steady income. If you or a loved one suffers a serious illness and faces extensive medical bills not covered by insurance, you may not be able to keep up with mortgage payments. And depending on your lender, it may take only three… Read More »

How Can You Repair Your Credit Score After a Bankruptcy Discharge?

Bankruptcy laws and procedures were designed to help people recover from overwhelming debt and start fresh. But even after your debt is discharged, your credit score still bears the mark of your former debt. Creditors still see you as a risk and want proof that you can make monthly payments on a loan or make… Read More »

Create Voice over ip call record distinct from their old school methodology

That currently being said, if you are hunting to have your phone calls recorded for free of charge, you might as nicely give it a try and see how well it will work for you. Recordator makes it possible for you to report outgoing, incoming, and convention phone calls with no any recurring charges or… Read More »

What Is the Chapter 7 Means Test?

If you are considering filing Chapter 7 bankruptcy, which discharges debt, you must prove that you don’t have the means to pay back your debt. And you prove that by taking a means test. To be eligible for Chapter 7, you must show that your income is too low (and in some cases your expenses… Read More »

Bulb plant identification leaf

Ponytail Palm ( Beaucarnea recurvata ) is a member of the lily loved ones and not an precise palm. The bases and trunks of older specimens can measure quite a few ft throughout and can just take on a sculptural excellent. Its lengthy, strappy leaves can be trimmed if it gets also “wild” seeking. While… Read More »

Who Can File for Chapter 13 Bankruptcy?

If you are struggling to pay off debt or keep up with monthly bills, you may consider filing for Chapter 7 or Chapter 13 bankruptcy. Under Chapter 7, all of your eligible assets are sold off to pay down your debt, and the remainder may be eliminated. But if you have a home you want… Read More »

Can One document a phone call

TapeACall is a membership assistance, so you will want to indication up for either a spend-just about every-thirty day period or pay-each individual-year program. Fortunately, the Lite model of the application gives a 7-working day free trial so you can see if you like it right before you dedicate. The service utilizes a nearby obtain… Read More »

How Does Bankruptcy Affect a Cosigner?

Cosigning a loan, lease or another financial obligation for a friend or a loved one is a kind gesture but it involves crucial legal responsibilities. Before you cosign any document, you should take time to understand your obligations to creditors in the event that the borrower is unable to make the payments owed. If the… Read More »

Tips for Handling a Trial Mortgage Modification Period

Amending the terms of a mortgage by adjusting interest rates, or by extending the period over which the mortgage will be paid, can allow a borrower to better manage financial hardship. In fact, a mortgage modification is one of the most common ways to avert a home foreclosure. Before a mortgage company agrees to permanent… Read More »

Can You Be Sued After You File For Bankruptcy?

One of the benefits of declaring bankruptcy is that an automatic stay is issued, prohibiting creditors from coming after you for debt collection. Under the terms of the stay, many creditors cannot initiate litigation against you. Foreclosures and any pending lawsuits from creditors are paused as are previous lawsuit judgments requiring you to resolve unpaid… Read More »