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Coronavirus: Ideas for People and Businesses Struggling Economically

As the coronavirus (COVID-19) continues to impact all areas of our lives, many New Jersey consumers and business owners are experiencing serious financial difficulty or may encounter it soon. Temporary closures may become permanent for small businesses that can’t survive long without customers. And we’ve already seen employees across the country losing their jobs or… Read More »

Bankruptcy and Back Taxes: Are You Still on the Hook?

When you file for bankruptcy, tax debt may be a top concern, especially if other expenses — such as medical bills — have taken priority. If you are worried about tax debt, you will be relieved to learn that once you file for bankruptcy, both the IRS and the state of New Jersey stop tax… Read More »

What Property Can You Keep if You File for Chapter 7?

Chapter 7 bankruptcy allows eligible debtors to discharge their debt, making it an appealing option for many people living paycheck to paycheck with little hope of catching up on accrued debt. But while you may be able to eliminate all of your debt through Chapter 7, it isn’t a free ride. The bankruptcy trustee appointed… Read More »

Does Chapter 13 Protect Your Home from Foreclosure?

Losing your home to foreclosure can happen quickly even when you’re earning a steady income. If you or a loved one suffers a serious illness and faces extensive medical bills not covered by insurance, you may not be able to keep up with mortgage payments. And depending on your lender, it may take only three… Read More »

How Can You Repair Your Credit Score After a Bankruptcy Discharge?

Bankruptcy laws and procedures were designed to help people recover from overwhelming debt and start fresh. But even after your debt is discharged, your credit score still bears the mark of your former debt. Creditors still see you as a risk and want proof that you can make monthly payments on a loan or make… Read More »

Create Voice over ip call record distinct from their old school methodology

That currently being said, if you are hunting to have your phone calls recorded for free of charge, you might as nicely give it a try and see how well it will work for you. Recordator makes it possible for you to report outgoing, incoming, and convention phone calls with no any recurring charges or… Read More »

What Is the Chapter 7 Means Test?

If you are considering filing Chapter 7 bankruptcy, which discharges debt, you must prove that you don’t have the means to pay back your debt. And you prove that by taking a means test. To be eligible for Chapter 7, you must show that your income is too low (and in some cases your expenses… Read More »

Bulb plant identification leaf

Ponytail Palm ( Beaucarnea recurvata ) is a member of the lily loved ones and not an precise palm. The bases and trunks of older specimens can measure quite a few ft throughout and can just take on a sculptural excellent. Its lengthy, strappy leaves can be trimmed if it gets also “wild” seeking. While… Read More »

Who Can File for Chapter 13 Bankruptcy?

If you are struggling to pay off debt or keep up with monthly bills, you may consider filing for Chapter 7 or Chapter 13 bankruptcy. Under Chapter 7, all of your eligible assets are sold off to pay down your debt, and the remainder may be eliminated. But if you have a home you want… Read More »

Can One document a phone call

TapeACall is a membership assistance, so you will want to indication up for either a spend-just about every-thirty day period or pay-each individual-year program. Fortunately, the Lite model of the application gives a 7-working day free trial so you can see if you like it right before you dedicate. The service utilizes a nearby obtain… Read More »