Go to main navigation
244 State Hwy 94, Vernon, NJ 07462
Call to Schedule a Free Initial Consultation 973-764-1633 973-764-1633

How Long Can Forbearance Be Used To Stop a Foreclosure?

Under a forbearance agreement, a mortgage company reduces or halts a homeowner’s monthly mortgage payments for a set period of time. The total amount owed does not change but is simply due at a later date. Forbearance is a foreclosure defense strategy designed to help people keep their homes as they deal with temporary hardship…. Read More »

Can You Buy a House After Filing For Bankruptcy?

Yes, you can still buy a house after a bankruptcy filing. Filing bankruptcy discharges your debt and can make you a better mortgage candidate. There is no law that prevents you from buying a home after bankruptcy. Mortgage lenders want to see a minimum of twelve months of performing credit after bankruptcy. It is this… Read More »

Can I Declare Bankruptcy and Still Keep My House?

If you are behind on your mortgage and are worried about foreclosure, you have to consider all your options. Depending on your circumstances, either Chapter 7 or Chapter 13 bankruptcy might allow you to shed crushing debt and still hold onto your home. If you have piles of dischargeable debt preventing you from meeting your… Read More »