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Failing to File a Tax Return Can Trigger Dismissal of a Chapter 13 Bankruptcy
- posted: Mar. 27, 2026
Just because someone has serious debt problems, it does not mean that they can avoid other pressing financial matters. This includes filing federal and state tax returns, or obtaining an Read More
How Non-Traditional Living Arrangements Can Affect Qualification Under the Chapter 7 Means Test
- posted: Feb. 02, 2025
Chapter 7 bankruptcy is the best way for many people to get out from under overwhelming financial obligations and make a fresh start. Not everyone can receive this form of Read More
Chapter 13 and Subchapter V Debt Limits Revert to Pre-Pandemic Levels
- posted: Nov. 22, 2024
Congress took several steps designed to help American individuals and businesses survive the economic effects of the COVID-19 pandemic. Two programs in particular made it easier for people and companies Read More
How Is Your Monthly Chapter 13 Payment Calculated?
- posted: Feb. 15, 2024
Chapter 13 bankruptcy is a legal remedy that allows people to escape from heavy debt burdens by completing a court-approved repayment plan. During the life of the plan, which is Read More
Using Chapter 13 to Cure Mortgage Default and Save Your Home
- posted: Nov. 30, 2023
One of the most common reasons people turn to Chapter 13 bankruptcy is to prevent foreclosure due to delinquent home mortgage payments. Filing a Chapter 13 petition triggers an automatic Read More
Mortgage Relief Scams Debtors Should Beware of
- posted: Oct. 30, 2023
When homeowners are facing mortgage default and possible foreclosure, they may fall prey to a multitude of avowed mortgage relief providers. Unfortunately, many of these individuals and companies are ineffectual Read More
What Happens if You Can’t Make Your Chapter 13 Plan Payments?
- posted: Jun. 30, 2023
Chapter 13 is a form of bankruptcy relief by which the debtor pays off a portion of what is owed to unsecured creditors over a period of three to five Read More
Options for Homeowners Facing Foreclosure
- posted: May 15, 2023
New Jersey had the second-highest rate of foreclosure activity in the country in 2022, with approximately 17,000 households receiving a foreclosure notice. Foreclosures are likely to continue increasing as a Read More
How Often Can You File for Bankruptcy in New Jersey?
- posted: May 01, 2023
Bankruptcy provides a fresh financial start, but it doesn’t mean that you won’t fall on hard times in the future. You could suffer a career setback, have a major health Read More
Pros and Cons of Short Selling Your Home to Avoid Foreclosure
- posted: Mar. 30, 2022
Homeowners who fall behind on their mortgage payments face the possibility of foreclosure — a forced sale of the property that allows the lender to recover part of the debt Read More
Common Mistakes People Make Before Filing for Bankruptcy
- posted: Nov. 30, 2021
Bankruptcy is a way for individuals who are struggling with their finances to get a fresh start by discharging — that is, erasing — some or all of their debts. Read More
Can You Erase Your Bankruptcy Record Early?
- posted: Mar. 09, 2019
Filing for bankruptcy comes with the understanding that notice of the bankruptcy will appear on your credit report for years to come — specifically, seven years after filing a Chapter Read More
How Long Does Consumer Bankruptcy Take in New Jersey?
- posted: Dec. 07, 2015
When you’re living under the weight of crushing debt, time seems to stand still and a future without harassment by creditors seems like a distant fantasy. Fortunately, reality is much Read More
