Ratings & Reviews
How Is Your Monthly Chapter 13 Payment Calculated?
- posted: Feb. 15, 2024
Chapter 13 bankruptcy is a legal remedy that allows people to escape from heavy debt burdens by completing a court-approved repayment plan. During the life of the plan, which is Read More
Using Chapter 13 to Cure Mortgage Default and Save Your Home
- posted: Nov. 30, 2023
One of the most common reasons people turn to Chapter 13 bankruptcy is to prevent foreclosure due to delinquent home mortgage payments. Filing a Chapter 13 petition triggers an automatic Read More
Mortgage Relief Scams Debtors Should Beware of
- posted: Oct. 30, 2023
When homeowners are facing mortgage default and possible foreclosure, they may fall prey to a multitude of avowed mortgage relief providers. Unfortunately, many of these individuals and companies are ineffectual Read More
What Happens if You Can’t Make Your Chapter 13 Plan Payments?
- posted: Jun. 30, 2023
Chapter 13 is a form of bankruptcy relief by which the debtor pays off a portion of what is owed to unsecured creditors over a period of three to five Read More
Options for Homeowners Facing Foreclosure
- posted: May 15, 2023
New Jersey had the second-highest rate of foreclosure activity in the country in 2022, with approximately 17,000 households receiving a foreclosure notice. Foreclosures are likely to continue increasing as a Read More
How Often Can You File for Bankruptcy in New Jersey?
- posted: May 01, 2023
Bankruptcy provides a fresh financial start, but it doesn’t mean that you won’t fall on hard times in the future. You could suffer a career setback, have a major health Read More
Pros and Cons of Short Selling Your Home to Avoid Foreclosure
- posted: Mar. 30, 2022
Homeowners who fall behind on their mortgage payments face the possibility of foreclosure — a forced sale of the property that allows the lender to recover part of the debt Read More
Common Mistakes People Make Before Filing for Bankruptcy
- posted: Nov. 30, 2021
Bankruptcy is a way for individuals who are struggling with their finances to get a fresh start by discharging — that is, erasing — some or all of their debts. Read More
Can You Erase Your Bankruptcy Record Early?
- posted: Mar. 09, 2019
Filing for bankruptcy comes with the understanding that notice of the bankruptcy will appear on your credit report for years to come — specifically, seven years after filing a Chapter Read More
How Long Does Consumer Bankruptcy Take in New Jersey?
- posted: Dec. 07, 2015
When you’re living under the weight of crushing debt, time seems to stand still and a future without harassment by creditors seems like a distant fantasy. Fortunately, reality is much Read More