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244 State Hwy 94, Vernon, NJ 07462
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Vernon Law Firm Defends Clients Against Foreclosure Actions

Proven attorney battles to save the homes of North Jersey residents

Homeownership in northwestern New Jersey gives individuals and families the chance to take advantage of the area’s natural beauty and recreational opportunities. Unfortunately, a financial issue caused by a medical problem, job loss, divorce or some other event beyond your control could threaten the home that means so much. If you are being threatened with foreclosure by a financial institution, the Law Offices of James C. Zimmermann can help. Located in Vernon, we serve clients throughout North Jersey and provide the effective counsel they need to save their residence. We have been taking on powerful interests and winning favorable results for more than 25 years. No matter how difficult your situation might seem, we can construct a detailed plan to help keep you and your family in your home.

Knowledgeable Sussex County advocate takes on lenders

The initiation of a foreclosure action does not mean that you have to lose your home, even if you are behind on payments. While looking to settle issues, we also challenge lenders with every available legal defense that applies, including:

  • Failure to follow foreclosure rules — Specific regulations exist to protect homeowners by giving them a fair opportunity to avert foreclosure. If these strict rules were not followed by your lender, we will press to invalidate the proceedings.
  • Errors by the financial institution — Mistakes often occur in recordkeeping, and the chances for problems multiply as mortgages get transferred through numerous financial institutions. After a thorough investigation, we can identify any errors that have led to unjust foreclosure actions.
  • Military service — The Servicemembers Civil Relief Act helps to preserve the homes owned by members of the U.S. Armed Forces. Our firm can advise you of the specific provisions if you’re in the military and being threatened.
  • Predatory mortgage terms — Banks frequently take advantage of people who aren’t financially savvy or who feel forced into accepting unfair mortgage terms. Courts can stop possession actions that are based on unconscionable contracts.

If you face losing your home, even a slight delay might harm your chances to achieve a favorable result. Our firm provides a free initial consultation so that you can obtain immediate representation.

Dedicated lawyer negotiates fair mortgage modifications

Often, it is in the best interests of all parties to revise mortgage terms. Our firm has decades of experience in these matters; we understand how to negotiate mortgage modifications that enable both parties to move forward successfully. Attorney James Zimmermann will serve as a strong advocate to keep you in your home and will work tirelessly to reach a reasonable compromise by changing payment rates, interest charges and/or the duration of the agreement.

Contact a diligent Vernon foreclosure defense lawyer for a free initial consultation

At the Law Offices of James C. Zimmermann, we assist homeowners who are fighting foreclosure actions in Sussex County and throughout North Jersey. Please call 973-764-1633 or contact us online to schedule a free initial consultation at our Vernon office, located just off Route 94, about a half mile from Mountain Creek.