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Mr Zimmerman was helpful and kind and prompt . He always answers his phone and that is refreshing . I will be using him for my bankruptcy in the future. He is one of the good ones . He is an outstanding attorney who truley care . He made ev...
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Mr. Zimmermann is a fantastic bankruptcy attorney who handled my case with care, efficiency and urgency. We were able to beat a judgement against me in the nick of time, and I truly feel a sense of relief due to the services of Mr. Zimmerma...
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This Lawyer will go above and beyond for you. As well as show tremendous empathy for those who are vulnerable and scared. His compassion to help civilian's shows through his actions and with his word. When he says he is going to call he cal...
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I’ve worked with Mr.Zimmerman on two different legal issues. In both instances he was fantastic! He is extremely knowledgeable and compassionate and able to breakdown a course of action into language anyone can understand. I would highly re...
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I highly recommend Mr. Zimmermann as an attorny. I recently purchased an investment property and boy was he helpful. He was easily available, very clear in explaining various concepts, laws and regulations, and provided very helpful tips o...
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- posted: Dec. 11, 2025
Anyone in the restaurant business will tell you that making a profit is tough and that even a successful operation can be thrown off course by an unexpected event or market shift. When debt problems become overwhelming for an individual restaurant or a chain of eating establishments, Chapter 11 bankruptcy is often the best solution. Using this program, a business can restructure its financial obligations while keeping the door open for loyal patrons and potential new customers.
News stories discussing Chapter 11 filings among restaurant chains have been extremely commonplace over the past year or so. Among companies serving Mexican food alone, On the Border, Tijuana Flats, Abuelo’s, Rubio’s Coast Grill and Burnt BBQ and Tacos have applied for debt restructuring under Chapter 11. Pizza chains, major fast-food franchisees and even ice cream purveyors have taken the same step.
Though larger companies get the headlines, numerous mom-and-pop restaurants are facing serious debt problems for many of the same reasons. Increased labor costs have been attributed to a shortage in available workers and minimum wage increases in many places. Inflated food costs that affect families are particularly difficult for restaurant owners. Not only do they have to deal with higher meal preparation expenses, but many of their customers might not have as much money to dine out.
New Jersey’s expensive commercial real estate market often doesn’t leave much room for a market downturn. Owners of smaller restaurants might still be adjusting to the industry changes stemming from the COVID-19 pandemic, such as the increase in off-premise dining and delivery platform fees.
Whether you’re an owner or franchisee, a knowledgeable Chapter 11 bankruptcy attorney can discuss how this form of debt relief can ease your financial burden without breaking the bond with your customers. For some small businesses, the process is easier than in years past. Subchapter V of Chapter 11 offers a streamlined method of restructuring debt that does not require a creditors’ committee in most cases.
A comprehensive Chapter 11 plan can include significant revisions to lease terms, vendor relationships, franchise agreements and loan obligations. The first step is contacting an attorney who can evaluate your circumstances, assess your eligibility under the various bankruptcy options and spearhead negotiations with key stakeholders.
The Law Offices of James C. Zimmermann represents New Jersey businesses in Chapter 11 bankruptcy matters. To discuss your situation and options, please call 973-764-1633 or contact us online. Our five North Jersey offices are in Vernon, Wayne, Pompton Lakes, Hackensack and Nutley.
