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Our Offices
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Vernon Office
Address244 State Hwy 94,
Vernon, New Jersey 07462PhoneFax -
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Pompton Lakes Office
Address58 Colfax Avenue #1,
Pompton Lakes, New Jersey 07442PhoneFax -
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Law Offices of James C. Zimmermann locations:
Ratings & Reviews
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5.0/5.0Mr Zimmerman was helpful and kind and prompt . He always answers his phone and that is refreshing . I will be using him for my bankruptcy in the future. He is one of the good ones . He is an outstanding attorney who truley care . He made ev...
Show MoreMr Zimmerman was helpful and kind and prompt . He always answers his phone and that is refreshing . I will be using him for my bankruptcy in the future. He is one of the good ones . He is an outstanding attorney who truley care . He made everything clar to me and is also available on weekends .I beat a jugment in the nick of time .
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5.0/5.0Mr. Zimmermann is a fantastic bankruptcy attorney who handled my case with care, efficiency and urgency. We were able to beat a judgement against me in the nick of time, and I truly feel a sense of relief due to the services of Mr. Zimmerma...
Show MoreMr. Zimmermann is a fantastic bankruptcy attorney who handled my case with care, efficiency and urgency. We were able to beat a judgement against me in the nick of time, and I truly feel a sense of relief due to the services of Mr. Zimmermann and filing for bankruptcy. 10/10 stars don't hesitate to reach out to navigate the bankruptcy process. You will not be disappointed. Thanks again Mr. Zimmermann for everything!
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5.0/5.0This Lawyer will go above and beyond for you. As well as show tremendous empathy for those who are vulnerable and scared. His compassion to help civilian's shows through his actions and with his word. When he says he is going to call he cal...
Show MoreThis Lawyer will go above and beyond for you. As well as show tremendous empathy for those who are vulnerable and scared. His compassion to help civilian's shows through his actions and with his word. When he says he is going to call he calls even if it’s near holidays or on weekends he is always there for his client’s without rushing off the phone and always professional.
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5.0/5.0I’ve worked with Mr.Zimmerman on two different legal issues. In both instances he was fantastic! He is extremely knowledgeable and compassionate and able to breakdown a course of action into language anyone can understand. I would highly re...
Show MoreI’ve worked with Mr.Zimmerman on two different legal issues. In both instances he was fantastic! He is extremely knowledgeable and compassionate and able to breakdown a course of action into language anyone can understand. I would highly recommend him to anyone.
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5.0/5.0I highly recommend Mr. Zimmermann as an attorny. I recently purchased an investment property and boy was he helpful. He was easily available, very clear in explaining various concepts, laws and regulations, and provided very helpful tips o...
Show MoreI highly recommend Mr. Zimmermann as an attorny. I recently purchased an investment property and boy was he helpful. He was easily available, very clear in explaining various concepts, laws and regulations, and provided very helpful tips on negotiating. I found his fee to be more than reasonable espcecially given the incredible availability he provides. In addition, he's very flexible, and he has first-person experience with various trade workers, so that when we needed to have some feature evaluated, it was arranged lightning fast. The fee was reasonable, the results were thorough and the outcome was extremely good. I was, honestly, like a babe in the woods in navigating this transaction, but with Jim taking the time to walk me through everything and explain/answer any questions I had, it was a completely pleasant experience. And I got the property I wanted for the price I was willing to pay. Let's not overlook the staff: totally helpful and knowledgeable. 5 Stars in my book.
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- posted: May 18, 2017
- Jim Zimmermann
- credit cards,  creditor
Yes, you can only keep your credit cards in bankruptcy if the creditor agrees to it, however this is rare. The filing of a bankruptcy discharged all of your debts, all of your credit cards, whether you want to or not. Many people have that favorite credit card, store card account that want to keep. Sometimes a creditor will let your keep a credit card if your sign a new agreement to owe the entire balance. Bad idea. Before you "commit" to repay thousands of dollars on an old credit card, remember you may only be 90 days away from new credit. A new credit account has a zero balance. Keeping an old credit card may require you to repay thousands of dollars of old charges. The credit industry may be the most competitive market alive. Creditors want you back, they want anyone that has income and no debt. After your bankruptcy, this can be you. Your keeping your income and all your debt is discharged. Many people are shocked to find that they are receiving new credit only "days" after they file bankruptcy. In the end, you don’t need your old credit cards. Enjoy your fresh start with all new credit.
If you have any additional questions about the bankruptcy process, please contact us today!
