Ratings & Reviews
I highly recommend Mr. Zimmermann as an attorny. I recently purchased an investment property and boy was he helpful. He was easily available, very clear in explaining various concepts, laws and regulations, and provided very helpful tips o...
I highly recommend Mr. Zimmermann as an attorny. I recently purchased an investment property and boy was he helpful. He was easily available, very clear in explaining various concepts, laws and regulations, and provided very helpful tips on negotiating. I found his fee to be more than reasonable espcecially given the incredible availability he provides. In addition, he's very flexible, and he has first-person experience with various trade workers, so that when we needed to have some feature evaluated, it was arranged lightning fast. The fee was reasonable, the results were thorough and the outcome was extremely good. I was, honestly, like a babe in the woods in navigating this transaction, but with Jim taking the time to walk me through everything and explain/answer any questions I had, it was a completely pleasant experience. And I got the property I wanted for the price I was willing to pay. Let's not overlook the staff: totally helpful and knowledgeable. 5 Stars in my book.
Does Your Bankruptcy Show Up on an Employer Background Check?
- posted: Jan. 10, 2019
Bankruptcy is intended to give people an opportunity to make amends with creditors and move forward with a fresh start. However, as long as a bankruptcy appears on your credit report, it may negatively affect many of your aspirations, from securing a home loan to achieving certain career goals.
It is typical for companies to run background checks on job candidates before making offers of employment. But could a background check alert an employer to a previous bankruptcy and make them question your reliability as a potential employee? The answer: Possibly.
There are several different kinds of background checks, including those that look into criminal history, education, past employment and credit. A bankruptcy will show up on a credit report but should not appear on a criminal record or other reports. The type of checks an employer performs usually depends on the position being offered. If a job does not require the employee to manage someone else's money or to assume fiscal oversight or responsibility, there may be no need for a credit check. In fact, the U.S. Equal Employment Opportunity Commission has cautioned companies against requesting unnecessary credit reports. Importantly, it is illegal for all government employers, from the federal to local level, to discriminate against a job applicant solely because of a past bankruptcy.
An employer may perform a credit check as part of the job vetting process only if you give them written permission. If you find yourself in a situation where your past bankruptcy will likely be disclosed through a credit check, it may be best to tell a prospective employer upfront before the check is performed. By disclosing the bankruptcy yourself, you can explain the circumstances involved and give the employer an understanding of how you've worked to overcome your past financial problems.
If you need help filing for bankruptcy or navigating the aftermath, contact the Law Offices of James C. Zimmermann. From our offices in Hackensack, Vernon, Wayne, Pompton Lakes and Nutley, we work with clients all across New Jersey. Call us at 973-764-1633 or contact us online.