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Our Offices

  • Vernon Office

    Address

    244 State Hwy 94
    Vernon, New Jersey 07462

  • Wayne Office

    Address

    73 Mountainview Blvd
    Wayne, New Jersey 07470

    Phone

    973-764-1633

  • Pompton Lakes Office

    Address

    58 Colfax Avenue #1
    Pompton Lakes, New Jersey 07442

  • Hackensack Office

    Address

    41 Main Street
    Suite 2
    Hackensack, New Jersey 07601

    Phone

    973-764-1633

  • Nutley Office

    Address

    345 Centre Street
    Suite 2
    Nutley, New Jersey 07110

    Phone

    973-764-1633

Choose a location to review

Law Offices of James C. Zimmermann locations:

Ratings & Reviews

  • lawyers
    5.0/5.0

    I highly recommend Mr. Zimmermann as an attorny. I recently purchased an investment property and boy was he helpful. He was easily available, very clear in explaining various concepts, laws and regulations, and provided very helpful tips o...
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    — Client

Viewing 17 - 32 out of 38 posts

Who Can File for Chapter 13 Bankruptcy?

If you are struggling to pay off debt or keep up with monthly bills, you may consider filing for Chapter 7 or Chapter 13 bankruptcy. Under Chapter 7, all of Read More

How Does Bankruptcy Affect a Cosigner?

Cosigning a loan, lease or another financial obligation for a friend or a loved one is a kind gesture but it involves crucial legal responsibilities. Before you cosign any document, Read More

Can You Be Sued After You File For Bankruptcy?

One of the benefits of declaring bankruptcy is that an automatic stay is issued, prohibiting creditors from coming after you for debt collection. Under the terms of the stay, many Read More

Does Declaring Bankruptcy Affect Your Alimony Payments?

Alimony, also known as spousal support or maintenance, is often a vital resource for recipients and a considerable expense for the paying individual. When insurmountable debt leads the paying spouse Read More

Can You Erase Your Bankruptcy Record Early?

Filing for bankruptcy comes with the understanding that notice of the bankruptcy will appear on your credit report for years to come — specifically, seven years after filing a Chapter Read More

Does Your Bankruptcy Show Up on an Employer Background Check?

Bankruptcy is intended to give people an opportunity to make amends with creditors and move forward with a fresh start. However, as long as a bankruptcy appears on your credit Read More

Can You Buy a House After Filing For Bankruptcy?

Yes, you can still buy a house after a bankruptcy filing. Filing bankruptcy discharges your debt and can make you a better mortgage candidate. There is no law that prevents Read More

Can You File Bankruptcy If You Owe Taxes?

Yes, you can still file bankruptcy if you owe taxes. You will need to get your tax returns filed, but paying the taxes is not required before you can file Read More

Can You File for Bankruptcy Twice in New Jersey?

Yes, you can file for bankruptcy two or even more times in New Jersey provided that a certain amount of time has passed since your prior filing has been resolved. Read More

Reverse Mortgages and Bankruptcy

Reverse mortgages are designed to allow you live off of the equity in your home. This type of loan pays off your mortgage, lets you live in the home "mortgage Read More

What Happens to Your 401k in Bankruptcy?

Your retirement accounts (401K, IRA, Roth-IRA) are totally excluded or "exempted" from your bankruptcy. In fact, the law is very clear that your retirement account "stays" yours in bankruptcy. Retirement Read More

What Happens To Your Credit Score In Bankruptcy?

Active judgments, collections accounts, charge offs and delinquent debts are reported to the credit reporting agencies. These will have a devastating effect on your credit score. Your credit score will Read More

Can You File For Bankruptcy If You Are Unemployed?

You are not required to be employed to file a Chapter 7 Bankruptcy. In fact, depending upon your prior or future income, your period of unemployment may be the only Read More

Will Bankruptcy Stop An Eviction?

A bankruptcy filing will stop or prevent an eviction. Upon filing, there is a "Stay" automatically/immediately imposed on all efforts to collect a debt or enforce a judgment. Since an Read More

Can You File Bankruptcy Without Your Spouse?

You do not need the consent or participation of your spouse to file bankruptcy. The law allows you to file either a "Joint Case" with your spouse or an "Individual Read More

Can You File Bankruptcy If You Owe Child Support?

Yes, you can still file bankruptcy if you owe child support. Some mistakenly believe that owing child support is bar to filing bankruptcy. Not true. Domestic support obligations cannot be Read More

Viewing 17 - 32 out of 38 posts